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Helpful Calculators

Automobile Calculators
Should I lease or purchase an auto?Auto purchase - Loan versus 0% dealer financing?What would my auto payments be?Should I upgrade to a more fuel efficient vehicle?Auto loan - Accelerated payoffHow much vehicle can I afford?
Cash Flow Calculators
How does inflation impact my standard of living?How much am I spending?How much do I need for emergencies?Should I pay down debt or invest more?How long will my money last?Should my spouse enter the work force?What is my current net worth?What is my projected net worth?What is my current cash flow?What is my projected cash flow?Value of reducing or foregoing expenses.Historical inflation - Compare purchasing power
College Calculators
How much should I be saving for college?Advantages of the Coverdell ESA.Advantages of a 529 College Savings PlanWhat is the value of a college education?What are the payments on a parental (PLUS) loan?Should I live on campus, off campus or at home?When should I begin saving for childs college?Will I be able to pay back my student loans?
Credit Calculators
Which is better, cash up front or payments over time?How long will it take to pay off my credit card(s)?How long until my loan is paid off?What would my loan payments be?Do I have too much debt?Re-structuring debts for accelerated payoffWhat is the balance owing on my loan?Should I consolidate my personal debt?What is the impact of making extra debt payments?Should I pay off debts or invest the money?
Insurance Calculators
How much life insurance do I need?What is my life expectancy?What are my needs for burial and final expenses?How much disability income insurance do I need?What are the chances of becoming disabled?What are my long-term care insurance needs?How much will I earn in my lifetime?What are the tax advantages of an annuity?How long will my current life insurance proceeds last?What is the future value of an annuity?Which is better, comprehensive plan or high-deductible plan with HSA?
Investment Calculators
How should I allocate my assets?Compare taxable vs. tax-free investment returnWhat is the value of a bond?What is the return on my real estate investment?What is the value of compound interest?What is the value of a call or put option?Taxable vs. tax-advantaged saving comparison.What is my risk tolerance?What is the long-term impact of increased return?Certificate of deposit (CD) analyzerWhat is the dividend yield on a stock?How do expenses impact mutual fund returns?Certificate of deposit (CD) laddering strategy
Home & Mortgage Calculators
Should I refinance my home mortgage (breakeven)?How much home can I afford?Mortgage calculatorComparing mortgage terms (i.e. 15, 20, 30 year)Should I pay discount points for a lower interest rate?Should I rent or buy a home?Should I convert to a bi-weekly payment schedule?Compare a no-cost vs. traditional mortgageWhat are the tax savings generated by my mortgage?Which is better, fixed or adjustable-rate mortgage?Adjustable rate mortgage calculatorHow do closing costs impact the interest rate?Compare an interest-only vs. traditional mortgageHow much can I borrow from my home equity (HELOC)?
Paycheck & Benefits Calculators
What is the impact of increasing my 457 Plan contribution?What may my 401(k) be worth?Should I exercise my "in-the-money" stock options?What is the future value of my employee stock options?Convert my hourly wage to an equivalent salary.Convert my salary to an equivalent hourly wage.How will payroll adjustments affect my take-home pay?How much will my company bonus net after taxes?
Qualified Plan Calculators
Evaluate my company pension payout optionsHow much can I contribute to an IRA?How much retirement income can my IRA provide?Should I convert to a Roth IRA?What will my qualified plan be worth at retirement?What is my projected required minimum distributions?What are my lump sum distribution options?How do I maximize my employer 401(k) match?What is the impact of early withdrawal from my 401(k)?I am self-employed, how much can I contribute to a retirement plan?Net unrealized appreciation (NUA) vs. IRA rollover?What are my Stretch IRA distributions? What is the impact of borrowing from my 401(k) plan?What is my current year required minimum distribution?
Retirement Calculators
Social security retirement income estimatorHow will retirement impact my living expenses?How much will I need to save for retirement?Are my current retirement savings sufficient?How does inflation impact my retirement income needs?I am retired, how long will my savings last?When should I begin saving for retirement?Should I convert discretionary expenses to savings?Compare a Roth 401(k) to a Traditional 401(K)How much retirement income may my 401(k) provide?
Saving Calculators
Becoming a millionaireHow long will it take to double my money?How long until my savings reach my goal?Income generated by a savings plan.Save now vs. save later How much should I save to reach my goal?What will my current savings grow to?Calculate rate of returnHow do taxes and inflation impact my return?What is my effective annual yield?
Taxation Calculators
What is my potential estate tax liability?Federal Income Tax Estimator (Current Year)Should I adjust my payroll withholdings?Will my investment interest be deductible?How much self-employment tax will I pay?Capital gains (and losses) tax estimatorCompare taxable, tax-deferred, and tax-free growthHow much of my social security benefit may be taxable?What are the tax implications of paying interest?Should I itemize or take the standard deduction?What is my taxable-equivalent yield?
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